Calculators
Five free tools that help you pressure-test a novated lease quote and decide whether it's the right move for your situation. No sign-up, no tracking, no pushing you to a particular provider.
Vehicle-specific
Running Cost Calculator
Calculate realistic fuel/electricity, tyres, servicing, insurance and rego for 46 common BEV, PHEV, and ICE models — then decide which costs to bundle in your lease.
Use this before you commit to a running-cost budget with your provider.
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All states & territories
Registration Calculator
State-specific rego estimates. Fully modelled for WA, NSW, QLD, and VIC — with weight brackets, cylinder bands, zones, and CTP ranges. Typical estimates for SA, TAS, ACT, NT.
Use this to check the rego line on your quote against current official rates.
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Electric car discount
FBT Exemption Checker
Check whether your EV qualifies for the FBT exemption, including the LCT threshold trap and the April 2025 PHEV cutoff.
Use this before you sign — a failed FBT exemption can cost tens of thousands.
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Three-way comparison
Lease vs Cash vs Keep
Total-cost comparison: novated lease, cash purchase, or keep your current car. Includes tax savings, offset benefit, residual risk, and break-even analysis.
Use this when you're deciding whether to upgrade at all.
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Best tariff by state
Home EV Charging
Compare Australian electricity retailers with EV-specific off-peak plans, find the cheapest charging option for your state, and see whether the ATO shortcut rate or actual cost method gives you the bigger novated lease deduction.
Use this if you have an EV on a novated lease and want to optimise your electricity claim.
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Already have a quote?
Run it through the full 13-check audit to see how it stacks up against verified Australian benchmarks — interest rate, residual, running costs, FBT, and tax impact.
Audit a quote